Dental Insurance & Financing

At Sierra Oaks Dental, we believe quality dental care should be accessible and stress-free. Our team is here to help you understand your insurance benefits and explore flexible payment options so you can focus on your oral health, not the paperwork.


We proudly serve patients and families throughout Sacramento, California.

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We Accept ALL PPO Networks

Unfortunately, we do not accept Medicare or HMO plans at this time. However, no insurance? No problem! We offer an exclusive In-House Insurance Plan to make dental care more accessible and affordable for all of our patients.

Florida Combined Life logo with a blue cross and shield emblem.
AlwaysCare logo with intertwined blue and red circles and the words "AlwaysCare" in blue and red.
MetLife logo with a blue, green, and white graphic and black text.
Cigna logo: blue text and a tree-like symbol with a person in the middle.
Principal logo: A blue and white stylized "P" icon next to the word "Principal" in dark gray.
United Concordia Dental logo in blue text.
United Healthcare logo: a navy blue geometric shape and text.
Sun Life logo: gold sun and globe icon with "Sun Life" text in dark teal.
Guardian logo with linked circles in green and blue. Dark teal wordmark.
Green Delta Dental logo with a triangle and text.
Florida Blue logo in script with a cross and a shield icon.
Ameritas logo with black text and a red lion icon.

We Offer Flexible Financing Options

We understand that dental care is an important investment in your health. To make treatment accessible, we offer a variety of financing options to fit your budget:


  • Cherry: Flexible, interest-free payment plans.
  • CareCredit: Trusted healthcare financing for small or large treatment costs.


Whether you need preventive care, cosmetic treatments, or restorative solutions, our financing partners make it easy to prioritize your dental health in Sacramento,CA.

No insurance? We have you covered.

See how simple and affordable better oral health can be!

  • 2 Professional cleanings
  • 2 Regular exams
  • 1 Fluoride treatment
  • Routine x-rays
  • 1 Emergency exam
  • 5% subscription discount for family members
  • Save 10% on procedures completed at our practice.

Ages: 0 - 13

$35.83/month

Child Complete

  • 2 Professional cleanings
  • 2 Regular exams & screenings
  • Routine x-rays
  • 1 Emergency exam
  • 5% subscription discount for family members
  • Save 10% on procedures completed at our practice.

Ages: 14+

$47.25/month

Adult Complete

  • 3 Perio maintenance
  • 2 Regular exams & screenings
  • Routine x-rays
  • 1 Emergency exam
    5% subscription discount for family members
  • Save 10% on procedures completed at our practice.

Ages: 14+

$61.92/month

Perio